Freedom 365 is a unique insurance product that provides you a complete peace of mind. It protect you and your family from the financial uncertainty and hardship that comes with unexpected event or death. For a very small proportion of your income, you can put a financial protection plan in place to ensure you and your family would have the money needed if these unfortunate events should happen to you.

• Be older than 18 years and under 64 years, however age 59 years with respect to Involuntary Loss of Employment Benefit at the Commencement Date
• Be a UAE resident
• Be a salaried employee

PERSONAL ACCIDENT BENEFITS

• Loan / Mortgage Payment - Monthly Benefit, Up to 12 months
• Credit Card Bill Payment - Monthly Benefit, Up to 12 months
• School Fees payment - Monthly Benefit, Up to 12 months
• Double benefit for Accidental Death / Permanent Total Disability for Common Carrier Accidents For the Above
• Permanent Partial Disablement (As per Percentage Scale subject to a maximum of)
• Medical Reimbursement for Accidental Death, Permanent Partial Disability, Permanent Total Disability

HOSPITAL BENEFITS

• Hospital Cash due to Accident (Up to 60 Days)
• Hospital Cash due to Accident in ICU (Up to 60 Days)
• Broken Bones due to Accident

TRAVEL BENEFITS

• Trip Cancellation / Curtailment
• Personal Liability
• Baggage Delay(25 Per Hour, in Excess of 4 Hours)
• Trip Delay(25 Per Hour, in Excess of 4 Hours)
• Legal Fees
• Missed Departure
• Hijack
• Missed Flght Connection
• ISO (RSA Partner)

HOME CONTENT BENEFITS

• Content
• Contents Temporarily Removed
• Lost of Rent and Alternative Accomodation (Hotel in UAE, AED 300 per day)
• Replacement of Lock & Keys
• Visitor's Personal Belongings lost/damaged
• Tenants Liability
• Loss of Documents (passport, driving license, Emirates ID and work permit.)
• World Wide Cover for Personal Belongings incl. jewelry, portable electronics, mobiles tablets, documents, wallet and misuse of credit card and other valuables carried with the individual. Covers, loss, accidental damage, theft in the UAE & up to 90 days while travelling worldwide.
• Loss of money and misuse of credit card

ADDITIONAL BENEFITS

• Second Opinion Service     Included